Medicare is a health insurance program provided by the federal government. Medicare is for people who are age 65 or older, with some exceptions. Explore your options to find out what is right for you.
Original Medicare includes Part A and Part B. It is administered by the federal government. With Original Medicare, you can see healthcare providers throughout the U.S. who accept Medicare patients.
Part C, Medicare Advantage, is the private option for Part A and Part B. It covers extra benefits that Original Medicare does not. Some of these services may include vision, hearing, dental and other health and wellness programs.
Medicare Advantage plans limit your out-of-pocket costs for medical services.
They have an annual maximum. Once you reach that, you will not pay anything for covered medical services for the rest of the year. Some Medicare Advantage plans have specific coverage areas.
For Medicare Part D (prescription drug coverage), there are two options for you:
You must have part A and part B before enrolling in a Part C or D option.
Health insurance for people age 65 or older and also for individuals under 65 who qualify for disability
A pension program for individuals (62+ and/or disabled). Social Security (SSA) can also enroll people into Medicare
A state program that provides healthcare for people with limited income and resources
When you consider your Medicare plan options, you may want to think about the following:
Last updated Nov. 6, 2020