Summit Health Core (HMO-POS)

Plan highlights

  • No prescription drug benefit
  • No referral required for Specialty care
  • $0 medical deductible
  • $0 copay preventive dental services
  • $0 copay routine hearing and vision exams
  • $0 copay fitness benefit
  • Plus coverage for routine chiropractic, acupuncture, and naturopathic services
  • Coverage for Over-the-Counter items
Premium

$0/mo.

Eastern Oregon

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Plan overview

Copays & coinsurance

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Calendar year costs In-network Out-of-network
Medical deductible This plan does not have a deductible.
Out-of-pocket maximum Your yearly limit in this plan: $5,990 for services you receive from any Medicare provider
Inpatient care In-network Out-of-network
Inpatient hospital care You pay a $385 copay per day for days 1 through 5. You pay nothing per day for days 6 and beyond. You pay a 30% of the cost.
Skilled nursing facility You pay nothing per day for days 1 through 20. You pay a $196 copay per day for days 21 through 100. You pay 30% of the cost per stay.
Outpatient care In-network Out-of-network
PCP office visit You pay a $0 copay per visit. You pay a 30% of the cost per visit.
Specialist office visit You pay a $35 copay per visit. You pay 30% of the cost per visit.
Outpatient hospital services You pay a $385 copay. You pay 30% of the cost.
Ambulance You pay a $325 copay. You pay a $325 copay.
Emergency care You pay a $120 copay per visit. You pay a $120 copay per visit.
Urgently needed services You pay a $35 per visit. You pay a $35 per visit.
Durable medical equipment (DME) You pay 20% of the cost. You pay 30% of the cost.
Outpatient lab test and services You pay a $10 copay. You pay 30% of the cost.
Diagnostic imaging (X-ray/CT/MRI) You pay 20% of the cost. You pay 30% of the cost.
Outpatient rehab: OT/PT/ST You pay a $35 copay. You pay 30% of the cost.
Preventive care In-network Out-of-network
Medicare-covered preventive services You pay nothing. You pay 30% of the cost.
Other services In-network Out-of-network
Routine vision exam You pay nothing. You pay 50% of the cost.
Routine vision hardware You pay nothing. You pay 50% of the cost for lens with a $50 allowance towards frames.
Preventive and comprehensive dental You pay nothing for preventive services or 20% for comprehensive services up to a combined $1,000 annual maximum allowance. You pay 50% for all services up to a combined $1,000 annual maximum allowance.
Hearing aids You pay $699 or $999 for each hearing aid. Not covered
Prescription medications In-network Out-of-network
Pharmacy deductible No Part D coverage No Part D coverage
Tier 1 (preferred generic) No Part D coverage No Part D coverage
Tier 2 (generic) No Part D coverage No Part D coverage
Tier 3 (preferred brand) No Part D coverage No Part D coverage
Tier 4 (non-preferred brand) No Part D coverage No Part D coverage
Tier 5 (preferred specialty) No Part D coverage No Part D coverage
Tier 6 (specialty) No Part D coverage No Part D coverage
Tier 7 (vaccine) No Part D coverage No Part D coverage

Last updated Oct. 1, 2024
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